After a trip to Moldova, you're often left with some MDL — especially if you used cash for small things and paid for big-ticket items by card. Sometimes it's 50 MDL, sometimes 1,500.
That money has real value, and "keep it as a souvenir" every time is a slow leak from your budget. Especially if this isn't your last trip.
On the other hand, exchanging 50 MDL back is a transaction with a spread and costs that, on a small sum, eat up any "saving" from converting it. So the decision depends on the amount and the circumstances.
Sum is small (up to 200 MDL). Exchange isn't worth it.
There's still a convenient chance to spend it. Duty-free, airport cafes, taxis, tip for the porter, ice cream for the kids.
You're not planning a return to Moldova. In which case, "investing" in a MDL reserve makes no sense.
Time is short. Less than half an hour to boarding — you won't make it to the exchange in the departure zone, and if you do, the rate will be poor.
What you can buy:

Sum is medium or large (300 MDL up). Exchange is worth it.
You've got time in town. A day, or at least a few hours before leaving.
No quick return planned. Or planned, but a year or two out — the rate will have shifted by then.
Big "change" at the end of the trip. A returned rental deposit, for example.
Where to swap it back:
At a bank in the city. Best rate. The widget on this page shows which banks currently have the best sell rate for EUR/USD/RON.
At an exchange office in the centre. If time is tight.
Not at the airport. Rate is worse there. Only use the airport if you really didn't make it in town.
Regular trips to Moldova. Every 2–3 months — keep it for next time.
Family ties in Moldova. Someone to visit in the foreseeable future.
Small sum, and you don't want to blow it on "junk" at the airport. Sometimes a souvenir jar of jam for 80 MDL is a fine spend, sometimes it's just clutter.
Notes in good condition. Polymer MDL keep their quality for years.
How to store them:
MDL amount | Best option | Why |
|---|---|---|
Up to 50 MDL | Spend or keep | Exchange not worth it |
50–200 | Spend at the airport | Convenient, no losses |
200–500 | Exchange in town or spend | Depends on circumstances |
500–1,000 | Exchange at a bank in town | A noticeable sum |
1,000–3,000 | Exchange at a bank in town, in advance | A big sum, the rate matters |
3,000+ | Bank exchange + possible individual rate | A large exchange |
When you sell MDL and buy EUR/USD, you look at the bank's sell rate for EUR/USD. That's the price at which the bank hands the currency to you.
In the widget, switch direction to "I want to buy" (EUR/USD/RON). The sell rate is above the buy rate by the width of the spread.
On the way back you'll get a little less than you paid when buying MDL. That's the normal "exchange tax" — the cost of two transactions with the spread.
Airport departure zone. The worst rate available. Only as a last resort.
Hotel front desk. Almost always worse than the bank.
An unlicensed street exchange. If in doubt — better to spend the money.
At the border crossing. Rates there are the worst of all.
2 days before the flight. Estimate how much MDL you'll have left. Make a plan for it.
1 day before the flight. If you've decided to exchange — do it at a bank in town. Widget → top-3 banks → choose → swap.
Day of the flight. Keep 100–200 MDL for the ride to the airport. The rest is already exchanged or spent.
On the way. If there's still loose change — tip for the taxi driver, coffee, a snack.
At the airport. Just the last bit of loose change — duty-free, cafe. Not the main exchange.
Onboard. If 20 MDL is left — call it a "souvenir".
A standard situation. 800 MDL is a noticeable amount.
On 600 MDL, the loss on the back-conversion is around 30–50 MDL (depending on the spread). That's the normal cost of "getting back out".
A big leftover. The rental deposit came back, for instance.
A small sum. Don't waste time exchanging.
Step 1. Estimate the leftover sum. Precisely, not "roughly". That defines the plan.
Step 2. Pick a strategy. Small — spend. Medium — exchange in town. Large — exchange in advance at the bank.
Step 3. The day before the flight. If exchanging — go to a bank in town. Widget → top-3 → choose → swap.
Step 4. Keep 100–200 MDL for the road. For the ride to the airport and any surprises.
Step 5. On the way to the airport. Tip for the driver, a snack — small notes.
Step 6. At the airport. Duty-free, cafe — small change. Not the main exchange.
Step 7. Onboard or after you've landed home. Sum it up: how much you lost on the back-conversion, how much is left for next time.
Step 8. If you've decided to keep the lei. Put them in a separate envelope, in a safe place, labelled "for Moldova".

Usually it's easier to spend it at the airport or keep it for the next trip. Exchanging a small sum isn't worth it.
At a bank in town the day before you fly. Not at the airport — the rate is worse there.
Most duty-free counters take MDL, EUR and USD. Check before you pay.
The bank's sell rate for EUR/USD/RON. That's the price the bank charges to sell you the currency.
If you're planning to come back to Moldova — yes. If not — exchange or spend.
Yes, but no more than the equivalent of 10,000 EUR without declaring it.
Usually no. Outside Moldova, MDL is rarely accepted and the rate is poor.
If you've decided to keep some MDL for the next trip or just "as a keepsake", it helps to know:
Coins. The circulating coins in Moldova are 5, 10, 25, 50 bani (bani — "kopeks") and 1 leu. You can put together a set of different denominations as a small collection.
Notes. The circulating notes are 1, 5, 10, 20, 50, 100, 200, 500, 1,000 MDL. All polymer (since 2015) or a mix.
Special series. Commemorative notes are sometimes issued — for the 30th anniversary of independence, for example. They exchange at the normal rate, but may pick up collectible value over time.
Polymer notes store well. They don't fade, don't suffer badly from moisture, don't tear in normal handling.
Sometimes the best move is to keep a noticeable amount of MDL for next time. What matters:
Store them somewhere safe. Not in your everyday wallet that travels with you.
Remember where they are. Noting down the amount and the place isn't overkill.
Don't mix them up with other money. An envelope marked "Moldova" is the simple fix.
Don't hoard them too long. In 3–5 years, inflation and rate shifts can eat a meaningful chunk of the value.
Check on them now and then. Polymer notes store for ages, but a once-a-year look-in doesn't hurt.
Leftover MDL before you fly is a small but solvable problem. Small sum — spend. Medium and large — exchange in town at a bank, in advance. A regular large leftover — rethink your exchange strategy for the next trips. The main rule: don't leave the exchange for the departure zone, and don't "get rid of" money with purchases for the sake of it. The widget on this page shows which banks currently offer the best EUR/USD sell rate, so the exchange goes through with minimal losses.
Related reads: Currency exchange at Chisinau airport, Airport or city: where it's better to exchange currency in Moldova, When's the best time to exchange currency in Moldova.
Date Published

| Bank | Rate | Локация | Actions |
|---|---|---|---|
20.13 L for 1 Euro Upd. 4 hours agoRate updated 4 hours ago | Find bank on mapon map | ||
20.13 L for 1 Euro Upd. 4 hours agoRate updated 4 hours ago | Find bank on mapon map | ||
20.13 L for 1 Euro Upd. 14 hours agoRate updated 14 hours ago | Find bank on mapon map | ||
20.12 L for 1 Euro Upd. 4 hours agoRate updated 4 hours ago | Find bank on mapon map | ||
20.1 L for 1 Euro Upd. 4 hours agoRate updated 4 hours ago | Find bank on mapon map | ||
20.1 L for 1 Euro Upd. 4 hours agoRate updated 4 hours ago | Find bank on mapon map |